One of Our Three Core Principles:

Safety First!

Finding a Safe Place For Retirement Money

Protection is key when devising a retirement strategy.

You need a safe place for your retirement money, a place where your principal amount is protected. We put protection before anything else when assisting clients.

Of course, the safest course of action in retirement is going to be different depending on the individual client. Everyone has their own retirement goals and needs. As a result, everyone is deserving of recommendations with their individual situation in mind. Retirement strategies are not “one-size-fits-all.”

grandmother reading on couch with dog safe place for retirement money california

Finding Safety in Retirement

As they near retirement, most people start looking for ways to protect their nest egg. The ups and downs of the stock market could lead to your account dropping in value. This risk may not be a big deal during your working years, but as you get older, you have less and less time to recover from losses. As a result, you’re probably more concerned with safety.

With this in mind, we offer products such as annuities and life insurance. These products come with numerous benefits, and crucially, one of them is safety. One of these products could be the low-risk way to guarantee* that you don’t run out of money in retirement.

Annuities: Are They the Answer?

As we mentioned, certain annuity products may be a very good option if you’re looking for a safe place for your retirement money. Specifically, fixed indexed annuities, or FIAs, may be a great help to you.

couple calculating money together safe place for retirement money california


An FIA is a contract with an insurance company. First, you contribute a set amount of money.

seniors with agent on laptop together safe place for retirement money california


Then, the insurance company holds onto that money, keeping it safe in a reserve.

The company backs the guarantee that you won’t lose any of it. Unlike other financial vehicles out there, however, FIAs can offer reasonable rates of return.** The money in your annuity grows based on the performance of an external index or indexes. Additionally, this money is gained tax-deferred. This means you won’t pay income tax on the money until you withdraw it.

Learn More

If an FIA sounds like it could be a vital part of your retirement strategy, contact us. We offer FIAs and other products that come with safety as their main benefit. Keeping your principal protected is our top priority. If your main goal is finding a safe place for retirement money, then we may be able to help you.

Scroll to Top